Terms & Conditions

Agreement Between User and Golden Light Credit Repair

Welcome to Golden Light Credit Repair. This website is operated by Golden Light Group LLC DBA Golden Light Credit Repair. By accessing this website, submitting a form, booking an appointment, enrolling in services, or communicating with us, you agree to these Terms & Conditions.

Please read these Terms carefully and keep a copy for your records.

Business Identity

Golden Light Credit Repair is a registered DBA owned by Golden Light Group LLC. References to “Golden Light Credit Repair,” “we,” “us,” or “our” refer to Golden Light Group LLC DBA Golden Light Credit Repair.

Services

Golden Light Credit Repair provides credit repair education, credit consulting, credit report review, dispute preparation support, client support, appointment scheduling, and related service updates. We may also provide information about credit education, credit-building options, business funding education, and related service offerings.

We do not guarantee any specific credit score increase, deletion, approval, funding result, or timeline. Results vary based on each client’s credit profile, documentation, creditor responses, credit bureau investigations, payment history, debt balances, and other factors outside of our control.

No Legal, Financial, or Tax Advice

Information provided on this website is for educational and service-related purposes only. Golden Light Credit Repair does not provide legal, tax, investment, or financial planning advice. You should consult a qualified professional for advice related to your specific situation.

SMS Messaging Terms

Golden Light Group LLC DBA Golden Light Credit Repair offers SMS messaging for appointment confirmations, appointment reminders, service-related updates, customer support, responses to inquiries, credit education, service information, special offers, and promotional messages based on the user’s selected consent preferences.

By providing your phone number and selecting the appropriate consent checkbox, you agree to receive SMS messages from Golden Light Credit Repair. Message frequency varies based on your interactions with us, appointment activity, service status, and selected communication preferences.

Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase or service.

To opt out of SMS messages at any time, reply STOP. For assistance, reply HELP or contact Golden Light Credit Repair at 1-877-411-4116. Mobile carriers are not liable for delayed or undelivered messages.

You must be 18 years of age or older to consent to receive SMS messages from Golden Light Credit Repair.

We do not sell, rent, or share mobile phone numbers, SMS opt-in data, or SMS consent with third parties or affiliates for their marketing or promotional purposes. Mobile information may be shared only with service providers as necessary to support and deliver our text messaging services.

For more information about how we collect, use, and protect personal information, please review our Privacy Policy.

Electronic Communications

By visiting this website, submitting forms, booking appointments, emailing us, or opting into SMS communications, you consent to receive electronic communications from Golden Light Credit Repair. These communications may include emails, text messages, appointment reminders, service updates, disclosures, notices, and other information related to your inquiry or services.

You agree that electronic communications satisfy any legal requirement that such communications be in writing, where permitted by law.

User Responsibilities

You agree to provide accurate, complete, and current information when submitting forms, booking appointments, enrolling in services, or communicating with us.

You are responsible for reviewing your credit reports, providing requested documentation, maintaining payments on active accounts, responding to requests in a timely manner, and following any credit education or service-related guidance provided.

Website Use

You may use this website only for lawful purposes. You agree not to misuse the website, interfere with its operation, attempt unauthorized access, copy protected content without permission, or use the website in a way that violates applicable laws or these Terms.

Intellectual Property

All website content, including text, graphics, logos, images, designs, downloads, forms, and service materials, is owned by or licensed to Golden Light Credit Repair unless otherwise stated. You may not copy, reproduce, sell, distribute, or use our content for commercial purposes without written permission.

Third-Party Links and Services

This website may contain links to third-party websites, tools, software, calendars, payment processors, credit monitoring platforms, client portals, or other services. Golden Light Credit Repair is not responsible for the content, privacy practices, accuracy, or performance of third-party websites or services.

Use of third-party services may be subject to their own terms and policies.

Payments and Refunds

Any payments, fees, refund terms, cancellation terms, or guarantees are governed by the specific agreement, enrollment terms, refund policy, or service terms provided at the time of purchase or enrollment.

Please review our Refund Policy and any signed service agreement carefully.

Limitation of Liability

To the fullest extent permitted by law, Golden Light Group LLC DBA Golden Light Credit Repair will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of this website, communications with us, or participation in our services.

We are not responsible for decisions made by credit bureaus, creditors, collectors, lenders, financing companies, banks, or third-party providers.

Indemnification

You agree to indemnify and hold harmless Golden Light Group LLC DBA Golden Light Credit Repair, its owners, employees, contractors, representatives, and service providers from claims, damages, losses, liabilities, costs, or expenses arising from your misuse of the website, violation of these Terms, inaccurate information you provide, or violation of any law or third-party right.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Changes to These Terms

Golden Light Credit Repair may update these Terms & Conditions at any time. Updates will be posted on this page. Your continued use of the website or services after changes are posted means you accept the updated Terms.

Golden Light Group LLC DBA Golden Light Credit Repair

6501 Arlington Expy Ste B105

Jacksonville, FL 32211

Email Address: support@goldenlightcreditrepair.com

Phone: 1-877-411-4116