Pricing
PRICING & FEATURES
Choose Your Plan
Credit Monitoring Requirement: Active credit monitoring through an independent third-party provider is required while enrolled in our services. This subscription is separate from Golden Light Credit Repair’s service fee and is paid directly to the provider.
FAQS
Frequently Asked Questions
How does credit repair work?
We review your credit reports, identify inaccurate, outdated, or unverifiable information, and dispute eligible items with the credit bureaus and creditors. We'll also provide personalized recommendations to help strengthen your credit profile.
Can you guarantee results?
No credit repair company can legally guarantee specific results or a certain credit score increase. Every credit profile is unique, and results vary based on your individual circumstances.
How long does the process take?
Most clients begin seeing progress within the first 30–90 days, but the total timeline depends on the complexity of your credit report and how quickly the credit bureaus respond.
Will my credit score increase?
Many clients see improvements over time, but we cannot guarantee a specific score increase. Your results depend on your credit history, payment habits, and overall financial behavior.
What items can be disputed?
We may dispute eligible negative items such as:
- Collections
- Charge-offs
- Late payments
- Repossessions
- Bankruptcies (when appropriate)
- Inquiries (when applicable)
- Incorrect personal information
Do I need all three credit reports?
Yes. We review reports from Equifax, Experian, and TransUnion to develop the most effective strategy.
How often will I receive updates?
You'll receive monthly progress updates, and you can contact your account manager if you have questions along the way.
Can I cancel at any time?
Yes. You can cancel your monthly service at any time. There are no long-term contracts or hidden cancellation fees.
What documents do I need to get started?
Typically you'll need:
- A valid government-issued ID
- Proof of address
- Your credit reports (if available)
- Completed onboarding forms
Do you offer business funding?
Yes. We help qualified business owners explore funding options. Eligibility depends on factors such as your business profile, revenue, time in business, and creditworthiness.
Do I need good credit to qualify for business funding?
Not always. Some funding options consider business revenue and overall financial strength in addition to your personal credit. During your consultation, we'll discuss the options that best fit your situation.
What happens during the Free Consultation?
We'll discuss your goals, review your current situation, explain how our process works, and recommend the service that's the best fit for you.
Is my personal information secure?
Yes. Protecting your privacy is a priority. We use secure systems and handle your information with care throughout the credit repair process.
How do I get started?
Simply click Enroll Today! or choose the plan that's right for you. We'll guide you through onboarding and begin reviewing your credit profile.
