Consumer Disclosures

Please read before using or enrolling in our services.

Golden Light Credit Repair is a credit-repair service provider. We are not a law firm, lender, credit-reporting agency, credit bureau, or government agency.

Your Rights

You have the right to review your credit file and to dispute inaccurate or incomplete information directly with consumer reporting companies and furnishers at no cost. You may obtain a free credit report when eligible under applicable law.

You may dispute information on your own without using our services. The Consumer Financial Protection Bureau explains that consumers can dispute errors directly with the credit reporting companies and the companies that supplied the information. Learn about disputing credit-report errors.

Accurate Information

Accurate, current, and verifiable information cannot legally be promised for removal from a credit report. We do not promise to remove accurate information.

No Guarantees

We do not guarantee credit-score increases, deletions, approvals, funding, a specific result, or a specific timeline. Individual results vary.

Services and Payment

The services to be performed, payment terms, and applicable cancellation rights are stated in the written service agreement provided before enrollment. Do not rely on website content as a substitute for your written agreement.

Florida Consumer Notice

Florida law provides important protections for consumers who purchase credit-service services. Before you enroll, you will receive the required written information statement, service agreement, and cancellation notice. Your agreement will explain the services, payment terms, and your cancellation rights.

You may review your credit report and dispute inaccurate or incomplete information directly with consumer reporting agencies at no cost. Accurate information cannot be promised for removal.